When you apply for a mortgage loan, you’ll receive a standardized form called a loan estimate within three working days. The purpose is to give you the opportunity to compare multiple offers from lenders and to negotiate terms where applicable. Once you choose a lender, this pre-approval allows you to shop for a home with confidence, but keep in mind that the loan estimate is not a final approval, nor does it mean you’re locked into the loan.
With fall and winter approaching, it’s a good time to have your home’s heating systems professionally inspected and serviced, according to the Consumer Product Safety Commission. A trained technician can check chimneys, central heat, gas heaters, heat pumps, electric heaters, and more to make sure the systems are working properly and not producing deadly carbon monoxide (CO). They can also install electrical or battery-operated CO detectors throughout the house to ensure the personal safety of all occupants.
A rain garden isn’t as complex an idea as it sounds. You can just use a small depression in your yard—the one where a puddle always forms when it rains. According to LifeHacker.com, the goal of a rain garden is to “temporarily hold and absorb rain water runoff coming from roofs, driveways, patios or lawns.”
There are areas in your home that would be more practical, functional, and attractive if they were finished with the appropriate flooring, particularly high traffic areas like kitchens, playrooms, mudrooms, and laundry rooms.
When you see the word prefab, what’s your initial impression? Good, bad, indifferent? If your first thought was a “trailer” made with shoddy stapled construction, vulnerable to serious weather events and tacky neighborhoods, you’d be mistaken. That’s the past. Would you be surprised to learn that the prefab homes of today are not only competitive with traditional stick-built homes, they’ve edged ahead in many areas including speed and quality of construction, affordability, and custom home-level styling?
The fact that homebuyers begin their home search by perusing listing photos online means that you have to grab their interest in your home right away. The purpose is to get buyers interested enough to view your home in person and make a solid offer.
Painting kitchen and bath cabinets a fresh, new color can give your home the much-needed update it desires for only a few hundred dollars. Make the job simple by using these guidelines to produce a smooth-to-the-touch finish without streaks, wavy lines or drips.
Like many homebuyers, you may be waiting for the holidays to be over to seriously pursue buying a home. Or, you may be home seller waiting for interest rates to drop so you can sell your home quickly and purchase another. Some economists believe a mild recession is on the way, that housing prices will finally drop and that inflation will be tamed by the Federal Reserve in time for interest rates to settle back down in 2023.
Like homebuyers in the U.S., home seekers in other parts of the world are grappling with inflation, high mortgage rates and record-high home prices, making it harder to afford a home, especially for down payment-challenged first-timers.
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Homeowners who wonder which improvements will net them the most return on investment (ROI) as they prepare to sell their homes often rely on various home improvement studies to answer their questions. Arguably, the most well-known of these studies is Remodeling Magazine’s annual Cost VS Value remodeling report. Co-authored by the National Association of the Remodeling Industry (NARI) and the National Association of REALTORS (NAR) the yearly report “aims to answer a specific question: What value does a particular remodeling project add to the sale price of a home?”
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